As per results of 2023, the largest private bank of the country increased net profit and loan portfolio almost 2 times - by 77% and 80% respectively. Meanwhile, the bank also improved the quality of the loan portfolio, reducing the share of problem loans to 1.65%.
Currently, more than 1.9 million residents of the country and 64 thousand entrepreneurs and companies trust Kapitalbank with their financial well-being and business development - the volume of deposits of individuals and legal entities has grown by 34% over the past year.
The bank's net profit for 2023 totalled UZS 1,673.6 billion, and its loan portfolio totalled UZS 29,749 billion. The total deposits of individuals and legal entities reached UZS 33,592 billion. Kapitalbank's return on equity was 50.8%, compared to 49.3% in 2022.
- Over the past year, we have set several records at once, both personally and within the whole banking sector of the country, - says Kirill Mayevsky, Chairman of the Management Board of JSCB Kapitalbank. - It is essential for us to maintain stability of key financial indicators and to remain a reliable partner for business and private clients. Behind reporting figures stands a huge work on improving financial literacy of the country's residents, launching new products and digital banking services. So we will continue to offer the Uzbek people convenient and understandable tools to grow their wealth.
At present, 95 branches and more than 1,150 ATMs of Kapitalbank operate across the country.
In 2023, the bank launched new services for entrepreneurs: online bank Uzum Business, opening an account directly without visiting the bank's office (in Tashkent), a single contact centre, loans for the purchase of special equipment, as well as expanded the list of online services available for individuals - for instance, it is available to make a loan payment on the bank's website or app.
Nowadays, Kapitalbank employs more than 3,000 people, and to help professionals grow, the bank has launched a professional development programme for existing employees, as well as an internship programme for students and young professionals.
AUDITOR'S REPORT 2023
Currently, more than 1.9 million residents of the country and 64 thousand entrepreneurs and companies trust Kapitalbank with their financial well-being and business development - the volume of deposits of individuals and legal entities has grown by 34% over the past year.
The bank's net profit for 2023 totalled UZS 1,673.6 billion, and its loan portfolio totalled UZS 29,749 billion. The total deposits of individuals and legal entities reached UZS 33,592 billion. Kapitalbank's return on equity was 50.8%, compared to 49.3% in 2022.
- Over the past year, we have set several records at once, both personally and within the whole banking sector of the country, - says Kirill Mayevsky, Chairman of the Management Board of JSCB Kapitalbank. - It is essential for us to maintain stability of key financial indicators and to remain a reliable partner for business and private clients. Behind reporting figures stands a huge work on improving financial literacy of the country's residents, launching new products and digital banking services. So we will continue to offer the Uzbek people convenient and understandable tools to grow their wealth.
At present, 95 branches and more than 1,150 ATMs of Kapitalbank operate across the country.
In 2023, the bank launched new services for entrepreneurs: online bank Uzum Business, opening an account directly without visiting the bank's office (in Tashkent), a single contact centre, loans for the purchase of special equipment, as well as expanded the list of online services available for individuals - for instance, it is available to make a loan payment on the bank's website or app.
Nowadays, Kapitalbank employs more than 3,000 people, and to help professionals grow, the bank has launched a professional development programme for existing employees, as well as an internship programme for students and young professionals.
AUDITOR'S REPORT 2023
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