The following changes will take effect on September 21, 2026.

Payments of interest and the principal amount of the deposit to bank card accounts (Uzcard, HUMO, VISA, Mastercard) and to the Kapitalbank account:

• For the following deposit accounts: «% daily to card», «% daily to account», «% daily to offline card», «% daily to offline account», «% monthly to card», «% monthly to account», «% monthly to offline card», «% monthly to an offline account» — based on the Central Bank of the Republic of Uzbekistan’s base rate minus 1 (one) percent.

• For the «Kapital Ziynat online/offline» deposit — to a Kapitalbank card or account.
  Interest rate: 16% per annum (accrued on the amount held in the deposit for more than 1 banking day).

Early withdrawal is allowed. If a deposit is withdrawn early, interest for the incomplete month will not be paid to the depositor, and any interest previously paid will be recalculated based on an annual rate of 10%; the difference between the interest paid and the interest accrued will be deducted from the principal amount of the deposit. The principal amount is credited to a demand deposit account or a bank card account (Uzcard, HUMO, VISA UZS, MasterCard UZS) opened with JSCB Kapitalbank. If a deposit account is opened by a nonresident, tax on nonresident income is withheld from the deposit in accordance with Articles 366 and 82 of the Tax Code of the Republic of Uzbekistan.