Is your monthly mortgage payment high? Transfer your loan from another bank to Kapitalbank on more favorable terms.

Refinancing allows you to revise the interest rate and term of your existing mortgage. For example, if your loan was issued by another bank at 24–25% per annum, at Kapitalbank you can refinance it at 21% per annum.

At the same time, the new loan term can be set at up to 10 years, even if less remains to be repaid on the existing mortgage. For example, if 6 years remain, a new loan at Kapitalbank can be arranged for a term of up to 10 years.

A lower interest rate and the ability to extend the loan term can significantly reduce the monthly debt burden and make payments more comfortable.

Key terms:

• loan amount — up to 1 billion soums;
• loan term — up to 10 years;
• interest rate — 21% per annum;
• the loan is available to individuals, including self-employed persons, who are residents of the Republic of  Uzbekistan;

• a positive credit history and no overdue debt are required.

How refinancing works

Kapitalbank provides a new mortgage loan, the funds of which are used to repay the existing mortgage at the original lending bank. After the debt is repaid, the client continues making payments at Kapitalbank under the terms of the new loan agreement.
The loan is repaid in monthly annuity payments.

Important to know
Refinancing is available for mortgage loans previously arranged for the purchase of residential real estate. The program does not apply to mortgage loans issued under the program of the Ministry of Economy and Finance.

Detailed information about the refinancing terms can be obtained at Kapitalbank branches, on the website kapitalbank.uz, or by calling the contact center at 1340.