Kapitalbank has started the emission of Visa plastic cards in the middle of 2006. The bank offers the full range of Visa products:
Visa Electron is a plastic card that can be used to do shopping, receive cash all around the world. Often these cards operate like an electronic wallet according to debit scheme, i.e a client can use as much money as accrued on the card.
The special feature of Visa Electron is that any transaction with this card is only conducted after electronic checking of card requisites, card’s validity terms and adequacy of money on the card account. Due to this fact, Visa Electron is considered the most protected card, and it enjoys the largest popularity as an every day use card.
Banks usually offer this card to new clients without credit history and those who targets the highest security of his financial resources when choosing the card.
Visa Electron card emission conditions and those of its servicing (see tariffs)
Visa Classic. This card is accepted for settlements almost in all places where Visa logotype is available. It can be used in electronic as well as mechanical service points, cash machines. This card can also be used to make payments on Internet or telephone.
This card is designed for those who has already had an experience with baking cards. It is popular with the average income level consumers since it ensures the convenience, choice and financial flexibility.
Fore example, Kapitalbank offers 2 products on the basis of Visa Classic card: Visa Classic debit card and Visa Classic credit card with the limit. In the first case, the client can use money in terms of deposit on the card account made earlier. In the second case, the client receives the card with credit limit up to 3,000 US dollars that can be used all around the world to pay for goods and services as well as receive cash in the cash points.
These cards can be used to conduct so called ‘reservation operations” of, for instance, hotels, plane tickets and other goods. For this purpose, the client usually informs the seller of goods or services about his card requisites, and after the client receives goods or uses services, the seller will write off the corresponding amount from his card account.
The payment of purchases through Internet is conducted similarly. For Internet payments, the card has special service code indicated on the reverse side of the card and consists of 3 digits. However, one should be careful and shouldn’t share the card requisites with dishonest traders.
Visa Classic card emission conditions and those of its servicing (see tariffs)
Visa Gold is a gold color card usually used by the most loyal and rich bank clients. Visa Gold symbolizes the highest level of service and attention to the card holder. Many shops and restaurants willingly take part in beneficial programs for Visa Gold card holders.
Visa Gold card gives you not only an excellent chance to pay for any goods or services but also some important benefits capable of making your life simpler and brighter.
In Kapitalbank, you can open the Visa Gold debit or credit card. The amount of credit limit may account for up to 25,000 US dollars.
Visa Gold card emission conditions and those of its servicing (see tariffs)
Visa Business is a corporate Visa card. This is an optimal instrument to account and control the enterprise expenses for foreign trips of its employees. This allows the managers of small companies to differ the personal and business articles of expenses.
Visa card holders can use cards in 24 mln. trading points, including almost 1 million cash machines in over 170 countries of the world.
9, Matbuotchilar Street, 100047
Tashkent, Republic of Uzbekistan
Tel.: (+99871) 200-15-15
Fax: (+99871) 232-26-07